The good news for parents stressed about paying for college is that aid is available, even for high-income families. The bad news is that securing aid often involves navigating a complex process, which is why the Creative College Funding System™ is so valuable.
Developed by Lance Morgan, founder and CEO of Legetty, the Creative College Funding System™ provides parents with the insights they need to send any student to any school of their choice without sacrificing the money they’ve accumulated for their retirement. And the system’s unique “done-with-you” approach makes sure parents understand the steps involved and how to implement them.
“There are a lot of programs out there that show families where to find money for college,” Lance says, “but the Creative College Funding System™ is unique because it actually helps families reduce the cost of college. In fact, the program we have developed turns the college funding process, which can often be a financial drain for families, into a catalyst for building lasting generational wealth.”
Lance Morgan is a college funding specialist and best-selling author who developed the concepts for the Creative College Funding System™ when he and his family were facing the burden of college funding. A father of five, Lance started panicking when he realized how much college could cost his family, so he started a quest to find a creative solution.
The Creative College Funding System™ takes the solution Lance found for his family and makes it available to any family. It’s a transparent, data-driven approach to college funding that shows high-income families the real estate tax strategies they can embrace to reduce tuition costs, protect retirement savings, and build generational wealth.
“We boil it down to five key benefits families can expect to gain, helping them maximize their access to free college money,” Lance says. “And we show families not only how they can access that money while still keeping their retirement savings intact, but also how they can add to their retirement savings in the process, even after the cost of college is paid for.”
The Creative College Funding System™ was made by parents, for parents
Lance’s quest for funding solutions required navigating a world that was complex and complicated. Maximizing access to aid required understanding SAI and EFC numbers, FAFSA and CSS profiles, and the pros and cons of 529 money.
As Lance contemplated sharing the system with other parents, he realized they could quickly become confused, so he made sure the Creative College Funding System™ would provide more than just information. It was designed to deliver a done-with-you approach in which experts walk through the process with families.
“Our goal is to make high-level strategies not just accessible, but also actionable,” Lance explains. “We share the strategies that get results in plain language and with relatable examples, then stand by you as you put those strategies in place.”
The Creative College Funding System™ shows how real estate can produce free college for money
College students typically tap into financial aid through merit-based scholarships, which are often limited to exceptionally gifted students, and need-based financial aid, which high-earning families are usually excluded from. The Creative College Funding System™ focuses on opening up new avenues to need-based aid with strategies that allow high-earning families to leverage legal, IRS-compliant tax strategies.
“Many families, and especially high-earning families, understand there are a number of reasons to invest in real estate,” Lance says. “But few understand how real estate ownership can lead to free money for college. Certain types of real estate investments and tax strategies can shift financial positioning in ways that maximize access to financial aid.”
The Creative College Funding System™ shows families how real estate investing and tax strategies can reposition their assets and take advantage of tax savings to reduce their reportable income and increase access to financial aid. Ultimately, the system provides college savings, tax savings, and a boost to retirement income.
“Rising college costs have led many parents to think emptying their retirement is the only way to get their kids a quality education,” Lance says. “The Creative College Funding System™ changes the equation. It provides high-income families with strategies to increase their eligibility for financial aid, while also helping the financial health of their retirement savings. I know from experience it’s a system that transforms panic into peace of mind.”
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